Travel insurance for Laos holiday

Travel Insurance is compulsory on all Travel Authentic Asia trips and is a condition of booking with Travel Authentic Asia. This will not only guarantee you peace of mind while you travel but also covers you for many of the things that can go wrong. Please ensure you have your policy number and emergency telephone number for your insurance company. If this is unavailable, please ensure you have the necessary information required by your Insurance company in case of an emergency.

Traveling in here is generally safe. Anyway, from our experiences, you should be aware that things might happen unexpectedly sometimes. Before booking for travel insurance you should study well all things related to your travel plan and itinerary. Make sure that your travel insurance will cover all the activities in the itinerary and any optional activity you may take during the trip. The more detailed and clear you learn about your travel destination, the better it is to work out a travel insurance policy.

Please, note that except you use luxury and up standard service, conditions in Southeast Asia, in general, are not the same at home.

Your insurance policy should cover at least:
• Medical and health cover for injury or sudden illness
• 24-hour emergency service and assistance.
• Personal liability in case you’re sued for causing injury or damaging property.
• Lost and stolen of possessions.
• Cancellation and curtailment (cutting short your trip due to illness, injury, or unforeseen circumstances.).
• Personal accident.

You may require extra cover for adventure activities such as rock climbing, motorbike riding, water sports, etc. Remember that emergency evacuation is expensive here; bills of over US$100, 000 are not uncommon.

You should find out in advance if your insurance plan will make payments directly to providers or if they reimburse you later. Here, except you come to International health care service or those who can make deal with Insurance companies (not always available) you are likely to have to pay in cash and get the reimbursement later. If you have to claim later, make sure you keep all documentation. Some policies request a calling back to the center in your country to get an immediate evaluation for the problems. In case of lost or stolen, you have to report to the police for investigation and get paper from them.

Travel Authentic Asia will provide you helps and advice in resolving matters on sport or dealing with local procedures relate to your case but nowhere liable for any legal matter relate to your claim or deal with an insurance company.